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Wrong citation → that claim is free

Our story

Built for the work contractors don’t have time to do.

Insurance estimates are detailed. They aren't always complete. Everything here follows from that one gap.

01

Underpayment is usually omission, not fraud.

A drip edge left off an estimate. A ridge cap priced at the wrong grade. A waste factor calculated too low for the actual roof. Verisk put U.S. roof repair and replacement claim value at nearly $31 billion in 2024, up almost 30% since 2022 — and small, missed line items across thousands of estimates add up fast.

Source: Verisk U.S. Roofing Realities Trend Report, April 2025 — industry-wide figures, not ScopeRecord’s own data.

02

Nobody in the field has the hours to check.

Running crews, sourcing materials, quoting the next job, chasing an adjuster who won't call back. Combing a 40-page estimate against the code edition adopted in that specific county is unbillable time in the middle of a selling week — and it is the first thing to get dropped.

03

So we built the review, not the argument.

ScopeRecord reads the estimate against the roof report, the photos, the policy, and the requirements actually in force at the property — then writes down what the estimate doesn't cover, with the requirement and the evidence next to each item. That is the entire product. It is a documentation problem, and documentation is a solvable problem.

04

We don’t talk to your carrier. On purpose.

This is the decision people ask about most, so: you have spent years building working relationships with the adjusters in your market, and a third party inserting itself into that conversation can cost you more than any single supplement is worth. The package goes to you, under your name, and you decide what to send. It also keeps us clearly outside public-adjusting statutes — but the relationship is the real reason, and it would be the reason even if the law were silent.

05

Evidence is the strategy, not the marketing.

Anyone can quote the IRC. The work is knowing it was adopted, in that edition, at that address, on the date of loss — and having a photo that shows the condition it applies to. A cited line gives an adjuster something to put in the file. An uncited one gives them a reason to close it. So every finding carries a requirement, evidence, and arithmetic, or it does not ship.

06

Which means saying the unprofitable thing.

A review that finds nothing is delivered as a review that found nothing, and is not billed. Items that cannot be evidenced are flagged rather than counted. The case studies page is empty because no carrier has yet responded in writing on a claim whose contractor gave permission to publish. None of that is modesty — a business built on citation accuracy cannot afford a single invented number, and the cheapest place to invent one is a marketing page.

How we operate

Four rules that cost us money.

They’re here because a rule that never costs anything isn’t a rule.

Cut, don't downgrade

A finding that can't be defended in writing is removed from the package, not softened into a maybe.

Flag, don't guess

Where the file can't evidence a condition, you get a numbered request for the exact shot — never an assumption in its place.

Publish nothing we can't source

Every figure on this site is a price we charge, arithmetic on stated inputs, or a third-party number with its source named.

Stay out of the relationship

No contact with your carrier, no representation, no appearance on your claim. The limit doesn't move as the company grows.

Bring us your next claim.

Your first one is free — including the one where we find nothing and say so.