Outcome-based · Pay only when we recover

Recover thousands the carrier left behind.

Upload the claim. We analyze the estimate, photos, measurements, and local code — then build a carrier-ready supplement package. You only pay when you get paid.

Success-fee only · nothing upfront

Success fee

from 15%

Setup fee

$0

Subscription

$0

First review

1 business day

Drip edge — eave & rake+$264Ice & water shield+$890Step flashing — sidewall+$212Ridge vent — aluminum+$640Hip & ridge cap+$418Waste factor 12% → 18%+$610Valley metal — W profile+$486Starter course — eave+$322Gutter apron+$228D&R — satellite dish+$68Drip edge — eave & rake+$264Ice & water shield+$890Step flashing — sidewall+$212Ridge vent — aluminum+$640Hip & ridge cap+$418Waste factor 12% → 18%+$610Valley metal — W profile+$486Starter course — eave+$322Gutter apron+$228D&R — satellite dish+$68

The workspace

A quiet forensic instrument for every claim.

Drop in the file. We review every document, cross-check local code, and surface exactly what the carrier missed — with the receipts to prove it.

Sample · Claim #8821-TX · State Farm
Sample

Carrier estimate

$14,202.40

Identified omissions · 14

+ $6,821.15

Final recovery

$21,023.55

IRC R905.2.8.3 — Step Flashing

Code

$412.00

Omitted Drip Edge Labor

Labor

$218.40

Ice & Water Shield (R905.1.2)

Material

$1,840.00

Ridge Cap — High-Grade Match

Match

$920.00

Waste factor recalculated (18%)

Qty

$612.30

+ 9 more line items

$2,818.45

Carrier package ready for submissionDownload PDF
What the analysis looks likeSample

Parsing Xactimate ESX…

OCR on 42 field photos

Cross-checking IRC 2021 + TX local amendments

Detected missing Ice & Water Shield (R905.1.2)

Comparing State Farm historical approvals

Building justification narrative…

Assembling carrier submission package

Estimated recovery

High confidence

$6,821.15

+ 14 line items · 5 code cites

Illustrative example — sample claim, not a real customer’s data.

How it works

Four steps between an underpaid claim and a fully recovered one.

Step 01

Upload the claim

Drop in carrier estimate, EagleView, Hover, photos, and policy docs. We handle PDF, ESX, ZIP, and DOCX.

Step 02

Forensic analysis

We parse every document, run OCR on field photos, and cross-check local code, waste, and manufacturer specs.

Step 03

Recovery report

Get a carrier-ready supplement with code citations, photo evidence, and Xactimate-ready line items.

Step 04

You get paid — then we do

We only earn a success fee (15–25%) once the additional dollars land in your account.

Carrier IQ

Know which carriers underpay — and how they respond.

As we work claims, we track which carriers underpay which line items — so your supplements target what actually gets approved.

CarrierApproval
SF
State Farm
96.8%
U
USAA
95.4%
T
Travelers
93.2%
F
Farmers
90.1%
AF
American Family
88.7%
A
Allstate
84.6%

Illustrative figures for format — not published carrier performance data.

Founding partner program

Built for contractors who ship 8–20 claims a month.

Mid-size restoration · 12 crews · DFW

Built to replace two full-time supplement writers — and catch the line items they miss, so a supplement can pay for itself on the first storm.

Illustrative · $318K/yr

Exteriors operation · 10 claims/mo · Denver

Carrier packages built to read like they came from a top adjuster: code citations, photo evidence, and Xactimate-ready line items on every supplement.

Illustrative · $142K/yr

Owner-operator · Kansas City

Fast-turnaround supplements that used to take two weeks of back-and-forth — without hiring a single estimator.

Illustrative · $94K/yr

Illustrative scenarios, not results from named customers. Recover is onboarding its first founding partners now; real outcomes will be published as they land.

20 founding partner spots.

White-glove onboarding, priority turnaround, and the Standard 15% rate locked in for life.

Success-only pricing

You pay from 15% of new money we recover.

No subscription. No seats. No onboarding fee. If we don’t recover new dollars, you don’t pay anything.

  • Zero cost until the carrier pays out
  • Xactimate-ready supplements included
  • Unlimited claims, no per-seat pricing
  • Cancel anytime — you own the work

Example claim

Original carrier estimate$14,202.40
Missed line items (14)+$6,821.15
Final recovery$21,023.55
Recover fee (Standard · 15% of new $)$1,023.17
You keep$20,000.38

One claim · one supplement · one payout

Stop leaving money on the roof

Upload one claim. See what your carrier missed.

No card. No contract. No login required to start. You pay only when the recovered dollars land in your account.