Waste factor — 12% understated
+$612.30
Requirement
Qty recheck
Waste computed at 10% against a 7/12 hip roof measured at 32.4 SQ. Recheck returns 12%.
Evidence
Quantity & pricing
Sample · Claim #8821-TX
One carrier estimate, read line by line. Below is the estimate as written, the scope it doesn’t cover, and the requirement, evidence, and arithmetic behind every item. The claim is constructed — the format of the output is exactly what you receive.
Illustrative sample claim · figures are not a customer result
Step one
Ten lines, correctly priced, internally consistent. Nothing here is wrong. That is the problem — an incomplete estimate does not look incomplete.
Step two
Each line is resolved to the operations it actually pays for, then compared against what the roof report, the photos, and the adopted code require. Where the scope around a line is incomplete, it flags.
Carrier estimate as written
Sample · Claim #8821-TX
Corrected scope
0/9 found
$14,202.40
+$0.00 omitted
Reading the estimate…
Illustrative · 9 documented, $4,470 on a $14,202.40 estimate
Step three
Five of the 9 documented items, in full. Each one is a requirement that applies at this property, the evidence that the condition exists, and the arithmetic that produces the number.
+$612.30
Requirement
Qty recheck
Waste computed at 10% against a 7/12 hip roof measured at 32.4 SQ. Recheck returns 12%.
Evidence
Quantity & pricing
+$412
Requirement
IRC R905.2.8.3
Base flashing against a vertical sidewall shall be continuous or step flashing, not less than 4 in. in height and 4 in. in width.
Evidence
Quantity & pricing
+$1,840
Requirement
IRC R905.2.8.2
Open valley lining of corrosion-resistant metal shall be not less than 24 in. wide.
Evidence
Quantity & pricing
+$920
Requirement
Mfr. spec
Manufacturer specification requires a matching high-profile ridge cap over a laminated field shingle. The estimate prices a cut-three-tab cap.
Evidence
Quantity & pricing
+$218.40
Requirement
IRC R905.2.8.5
A drip edge shall be provided at eaves and rake edges of shingle roofs, overlapping not less than 2 in.
Evidence
Quantity & pricing
The remaining 4 documented items total $467.30 — smaller accessory and termination lines that follow the same three-part structure. 2 further items were surfaced in review and cut: the requirement held, but the file couldn’t evidence the condition. Those are delivered as flagged, not as findings, and are not counted in any total.
About this sample
Claim #8821-TX is constructed. The estimate, the findings, and every figure attached to them are an example built to show the format of the output — not a customer result, and not an average.
Why it isn’t a case study
A case study on this site requires a carrier’s written response and the contractor’s written permission to publish. Until both exist for a real claim, that page stays empty rather than being filled with a composite. What a published one will contain
Your first claim is free. Send the estimate and see what comes back.